Interesting approach to having your vehicle appraised after
being involved in a “minor accident”!
Most times however there is always hidden damages that can’t be seen
until parts of the vehicle are removed.
For example if your front or rear bumper is damaged, there could be
hidden damage to the vehicle behind the bumper.
This is very common, so getting the first appraisal is just the start
and once you go to a shop there very likely could be more damage.
Also the reason that the insurance company wants to settle
with you quickly and get you paid quickly is that they are gambling that you
will just keep the money and not seek out repairs or other estimates. Percentages are high that you will keep the
money and not make the repairs which will save the Insurance Company a lot of
money. If they could save $1.00 on every
claim, and average a million claims per year, that would be one million in
savings!
Now that Esurance is owned by Allstate, many of their cost
savings (to the carrier) will be employed.
In my opinion things like this tend to benefit the insurance company
more than the insured (you)!
Then keep in mind that often times the first estimate will
come in under your deductible, so if there is another person that you feel is
responsible for the damages, the insurance company will not pursue recovery for
you.
If you have any such stories, please share them with me at
CaseDenied.Blogspot.Com
Jeff
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