Esurance the "Good Hands People"

Now that Esurance is owned by Allstate, many of the cost savings (for the carrier) are starting to emerge.  I have composed the following to try to explain the newest approach to Video/Virtual Auto Damage Appraisals that could save this carrier a large amount of money!  Let me know your thoughts!

Interesting approach to having your vehicle appraised after being involved in a “minor accident”!  Most times however there is always hidden damages that can’t be seen until parts of the vehicle are removed.  For example if your front or rear bumper is damaged, there could be hidden damage to the vehicle behind the bumper.  This is very common, so getting the first appraisal is just the start and once you go to a shop there very likely could be more damage.

Also the reason that the insurance company wants to settle with you quickly and get you paid quickly is that they are gambling that you will just keep the money and not seek out repairs or other estimates.  Percentages are high that you will keep the money and not make the repairs which will save the Insurance Company a lot of money.  If they could save $1.00 on every claim, and average a million claims per year, that would be one million in savings!

Now that Esurance is owned by Allstate, many of their cost savings (to the carrier) will be employed.  In my opinion things like this tend to benefit the insurance company more than the insured (you)!

Then keep in mind that often times the first estimate will come in under your deductible, so if there is another person that you feel is responsible for the damages, the insurance company will not pursue recovery for you.

If you have any such stories, please share them with me at CaseDenied.Blogspot.Com

Jeff

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