"Irene" Here come the "Adjusters!"

Hundreds if not thousands of Staff, Independent and Cat (Catastrophe) adjusters are either already in or headed to the East Coast.  Before the water dries and the winds calm down adjusters will be hitting whats left of the streets to try and inspect and make their recommendations on coverage and payment for the damages.  Those without insurance or those who have their claim denied will seek FEMA for assistance.

Three things can happen if your claim is investigated at the very beginning.  You will be paid, but most likely not enough and your claim may require a supplement.  You will be told that "coverage" is pending and someone will be in contact with you.  Or third your claim will be denied on the spot (for various reasons).  Also in some States there will be "Public Adjusters" who represent you the Policy Holder.  Again in most States they take 6% of the total amount recovered.  In some cases they can be beneficial, however you must realize the process or procedure they take does take longer.

The best thing any property owner can do is to not sign anything until they have "all" the facts.  Facts concerning what potential assistance they can get from FEMA, what their own policy covers and what is going on in the City and area they are in.

Also, while there are very good and experienced contractors in and around the East Coast, be assured that many from far away are also flocking to the East.  Property owners need to be extreamly cautious in who they talk to, and who they let work on their property.  Also never give any kind of advance money to anyone even if they say they can not start work without it.  Contractors may tell you that if you do not sign up with them now you will not be able to sign up later as there are so many needing their services.  Again, best to wait a bit longer and be sure.

Check with your neighbors, Government authorities and of course the Internet to verify everything.  It is best to spend the time up front making sure all is in line, then trying to clean up not only the storms mess but the mess of paperwork that is left behind.

Also please send your ongoing stories and experiences to www.casedenied.com so others can possibly assist and or be warned of things to look out for.  Your best First Line Responders when it comes to your property is "You."

Jeff


DISCLAIMER: All Blogs and Blog Posts written by, created by, edited by, reviewed by and published by the Owner, Editor or Designer, Jeff Weiss, Jeffrey M Weiss or Weiss, are just "opinions! There is absolutely no "legal" bases or claimed legal bases for any of the statements. These "Blogs" and "Stories" are posted only for the enlightenment of the readers. When actual names are used the Reader should verify all the statements before formulating an opinion of their own. Nothing in any of these Posts should be considered "FACT" until the reader has verified it for themselves. Those who Post a response or reply do it at their own peril and this Blog Post and its owners do not share in or carry any liability or responsibility for their comments.